Investment Process

What constitutes an effective investment strategy is different for everyone, as each client has a myriad of complexities to consider, very different tolerances for risk, and unique goals. Creating customized investment strategies helps our clients define their short-and long-term financial potential.

Below, you will find a brief overview of our six-step investment consulting process.

  • Establish Financial Goals. The goal here is to get to know you. We will ask you for relevant financial data, assess your risk tolerance, and determine your financial goals and needs. All future decisions in the wealth management process will stem from this information.

  • Gather Info.  We will identify your principal needs and work with you to prioritize both short and long term goals.

  • Analyze Information.  We will assess your current accounts and policies, look closely for gaps or inconsistencies.

  • Present Financial Plan and IPS.  Depending on your situation, we will draft a financial plan that may include an Investment Policy Statement, a thorough retirement income plan, or a detailed action plan.

  • Implement Plan.  At this stage, we will make the investment decisions on a product level: Based on your financial needs, NAMCO may recommend the best solutions from an array of financial vehicles.

  • Review Progress.  The final step in the wealth management process involves the on-going monitoring of your portfolio. As time goes on, we will ensure that your assets remain diversified and that your objectives stay on track. Diversification does not assure a profit or protect against a loss in declining markets.