IRA Rollover Planning

A Rollover IRA is a tax free transfer of funds from a ex-employer’s retirement plan such as a 401k, 403b, 457 or Thrift Savings Plan  to an IRA. When you change jobs you are entitled to distribute or “rollover” your previous employer's retirement plan to a Rollover IRA.

By rolling over an ex-employer’s retirement plan into a Rollover IRA, you maintain the tax deferred status of your retirement account.  Also, a Rollover IRA will allow you to consolidate all of your ex-employer’s retirement accounts into one IRA, making it easier to manage your retirement investments.

A significant advantage of a Rollover IRA versus leaving your retirement assets with an ex-employer is increased investment flexibility.  A client with a Rollover IRA can invest in ETFs, stocks, bonds, institutional money managers and over 10,000 mutual funds.

Depending on the needs of a client, NAMCO may prepare an evaluation of existing portfolio investments and provide recommendations for other investments as appropriate.