NAMCO ETF 401k

ETFs in 401(k) plans are an idea whose time has come for three simple reasons:  

  • Cost Efficiency: ETFs offer reasonable and transparent fees.
  • Transparency: ETFs offer a flexible and transparent investments.
  • Risk Management: ETFs help manage risk through diversification.

High fees erode 401(k) plan performance. 

This chart from a Government Accountability Office report illustrates exactly how much expenses matter: over the course of 20 years, a $20,000 investment, earning 7% annually and paying 0.5% annual fees, will grow to about $70,500. But if fees are 1.5%—a mere 1% difference—that same $20,000 will only grow to about $58,400.

This is approximately a 17% difference in asset value!

 Depending on the needs of a client, NAMCO may prepare an evaluation of existing portfolio investments and provide recommendations for other investments as appropriate.  

Account Protection

Securities in accounts are protected in accordance with the Securities Investor Protection Corporation (“SIPC”) up to $500,000 (including cash claims limited to $100,000).   Account  services provided by Fidelity Brokerage Services LLC (“Fidelity”), provides for additional protection in excess of this coverage to provide account coverage to provide total net equity protection.

Carefully consider the prospectus and other disclosure documents that discuss investment objectives, risk factors and charges and expenses before investing. This and other information can be found in the ETF's prospectuses.  Read the prospectus carefully before investing.  Investing involves risk, including possible loss of principal.. Diversification may not protect against market risk.  Investment comparisons are for illustrative purposes only and not meant to be all-inclusive. To better understand the similarities and differences between investments, including investment objectives, risks, fees, and expenses, it is important to read the products' prospectuses.